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清华大学-人工智能行业：DeepSeek与AI幻觉
DeepSeek： 某头部银行利用DeepSeek构建因果归因网络，识别小微企业违约的隐性因素(如上下游账期错配)，针对性设计“供应链票据贴现+账期保险”组合产品，不良率下降4.2个百分点。 国信证券在“金太阳APP”中部署DeepSeek-R1-Distill-32B端侧模型，客户本地输入风险测评数据后，模型生成个性化投资组合建议，仅将匿名化策略权重同步至云端风控系统，数据泄露风险降低90%
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