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Research report
艾瑞咨询：2024年中国消费金融行业数据洞察报告
狭义消费金融 概念： • 消费金融（或消费贷）是指以消费为目的的贷款服务，用来满足用户日常消费的借贷需求。 • 根据消费金融业务是否依托于场景、放贷资金是否会直接划入消费场景中，又可以将消费金融分为消费贷和现金贷。 研究范围： • 广义消费金融包括所有以消费为目的的贷款服务，包括住房按揭贷款、汽车消费金融、一般耐用品消费和日常消费小额信贷
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